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Fixed rate student loans are can be attained by consolidating several student loans into one master loan program. By consolidating your educational loans, you will get to repay all quantity of money you have borrowed with one flat interest rate to merely one lender. Specialists are encouraging indeed basic since you do not have to read the trouble of repaying the loans individually to various lenders. However the fixed charge given from consolidation may backfire since you can get a slightly higher interest score. This is because the average fee of the consolidated loans is put together to the closest 1/8 of a typical percent (0.125, 0.25, 4.375, 0.5, and so forth). The lowest interest rate of a consolidation loan is 4th.70%, while the highest rate would be 8.25% for Stafford loans and 9% for PLUS loans.

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